Kotak’s official channels offer standard schedules; “extra quality” is typically achieved via , the Kotak Mobile App , or a custom Excel calculator derived from the loan terms.
Send a "Hi" to the official Kotak WhatsApp Banking number: +91 22 6600 6022 from your registered mobile number. To download your , use the official mobile
: The schedule includes a detailed amortization table , showing how each EMI is split between principal and interest, your payment due dates, and the remaining loan balance. Open the PDF
To download your , use the official mobile app, net banking portal, or WhatsApp banking for instant access. Online Download Methods Mobile Banking App : Log in and navigate to the Loans tab. Select your Personal Loan account. To download your
Open the PDF. Press Ctrl+F and search for “EMI” or the current month’s date. If nothing is found, the file is a scanned image—not true extra quality.
You can walk into a Retail Asset Branch for a physical copy, which generally costs ₹250 + GST . What the Schedule Includes