However, the behavior they encourage changes your win rate. Because you play looser (in a bad way) with free chips? No—because you play (in a good way). Tight-aggressive poker wins in Zynga; Panel Chips fund that aggression without the fear of going broke.

Despite the low cost, using third-party panels is a major security and terms-of-service risk:

Hand 1: Max looked down at King-Queen suited. He raised to 3 million. Spline re-raised to 9 million. Max called. The flop: K-7-2, rainbow. Top pair, good kicker. Max bet 6 million. Spline shoved all in. Max stared at The Panel—it gave Spline a 14% chance of holding a better king. Math said call. But Max hesitated. He folded.